AceMoney

you're looking to budget and better manage your personal bank accounts, AceMoney Lite is a good free solution. The program is run from an easy-to-manage environment that doesn't require any accounting knowledge. AceMoney Lite will store and manage all of your information related to bills, checking accounts, and credit cards, helping you to create and manage a budget. It enables you to become familiar with your spending habits, and see where your money goes each month. You can also generate a report by category or payment, including graphs of the relevant information.